Simplified Insurance for Busy Families
Clear, supportive guidance to navigate your child’s insurance coverage.
Aetna
- Applied Behavior Analysis
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Anthem Blue Cross Blue Shield
- Occupational Therapy
- Physical Therapy
- Speech Therapy
- Applied Behavior Analysis
Cigna
- Occupational Therapy
- Physical Therapy
- Speech Therapy
- Applied Behavior Analysis
ConnectiCare
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Evernorth
- Applied Behavior Analysis
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Optum
- Applied Behavior Analysis
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Oscar
- Applied Behavior Analysis
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Oxford Health Plans
- Applied Behavior Analysis
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Tricare
- Occupational Therapy
- Physical Therapy
- Speech Therapy
United Healthcare
- Applied Behavior Analysis
- Occupational Therapy
- Physical Therapy
- Speech Therapy
Insurance Providers We Currently Accept
How to Verify Your Child’s Coverage
We understand insurance can feel overwhelming, especially when you’re already managing your child’s care. At Talcott, we simplify the process, providing expert guidance so you can confidently access the therapies your child needs without the stress.
To get started smoothly:
Check if we’re in-network with your insurance provider (see our full list below).
Obtain a prescription or referral from your child’s pediatrician or medical specialist.
Ask these essential questions:
- Does my plan cover occupational therapy (OT), physical therapy (PT), speech therapy, and applied behavior analysis (ABA)?
- Do coverage limits apply individually per therapy type, or combined across disciplines?
- Is a specific diagnosis required, such as Autism, to access certain therapies like ABA?
- When does my plan renew – calendar year or plan year?
- What is my deductible, copay, or coinsurance responsibility?
- Is prior authorization required, and who should obtain it?
Our dedicated billing specialists are here to help you navigate these conversations, making the process straightforward and clear.
Convenient Payment Options to Fit Your Needs
We offer multiple ways to ensure your child receives uninterrupted care:
- Talcott submits claims directly to your insurance.
- Copays are due at each visit; deductibles and coinsurance are billed afterward.
- If claims are denied, families are ultimately responsible for payment.
- Families pay at time of service.
- Receive monthly detailed statements for easy insurance reimbursement submission.
- Self-pay options available if insurance doesn’t cover services or for uninsured families.
- Contact our office directly to discuss flexible payment arrangements.
Help for Families Starts Here
Take the first step. Fill out this form to connect with our team and learn how Talcott can support your family’s journey.