Insurance Coverage

We currently participate with the following insurance carriers and services:

Anthem Blue Cross Blue ShieldAnthem Blue Cross Blue Shield

  • Occupational Therapy
  • Physical Therapy
  • Speech Therapy
  • Applied Behavior Analysis

ConnecticareConnecticare-logo

  • Occupational Therapy
  • Physical Therapy
  • Speech Therapy

TricareUS-TRICARE-Logo-72

  • Occupational Therapy
  • Physical Therapy
  • Speech Therapy
  • Applied Behavior Analysis

Harvard Pilgrimharvard pilgrim

  • Occupational Therapy
  • Physical Therapy
  • Speech Therapy

Out-of-Network

Don’t see your insurance carrier on our list? We work with several insurance carriers as out-of-network providers for all of our services. Contact our front office today and we will research your out-of-network benefits and discuss our process of submitting your services for out-of-network coverage when applicable.

Private Pay

Please contact our front office to discuss private pay rates for assessments.

SPIRE

spire logo bigSPIRE (spīr) n. A top part or point that tapers upward; a pinnacle.

SPIRE, our new alternative payment system for therapeutic services offers the highest quality treatment and value possible. We have researched our industry's third party reimbursement averages as well as the average fee-for-service costs in the area and have developed a fair fee schedule for packaged programs. Participants can save 25% or more off their therapy costs by retaining a block of services.

Why SPIRE?

When insurance companies deny coverage or when insurance coverage is not an option, our SPIRE program offers high quality, fairly priced solutions for services. 

  • We would prefer to work under YOUR discretion versus an insurance company's.
  • We believe that you will find better value in our services and become more invested in your child's treatment under this type of system.
  • The standards we set for treatment with our SPIRE program meet, and reflect, the finest the industry has to offer.

Package Details:

ACCESS

The ACCESS Level Service Package offers OT, PT and Speech therapy services from all levels of Talcott therapists. This package is ideal for short term services when an evaluation has been done prior to services (within a 1 year period). 6 sessions within an 8 week period are offered for a duration of 45 minutes including meeting time with parents.  

ADVANCE

The ADVANCE Level Service Package offers OT, PT and Speech therapy services from all levels of Talcott therapists. This package is ideal for extended services when an evaluation has been done prior to services (within a 1 year period). 12 sessions within a 16 week period are offered for a duration of 45 minutes including meeting time with parents. 

EXCEL & PEAK

The EXCEL Level Service Package offers OT, PT and Speech therapy services from all levels of Talcott therapists. 

The PEAK Level Service Package offers OT, PT and Speech therapy services from our senior level Talcott therapists. These packages offer a comprehensive treatment plan including evaluation, treatment and discharge. Families will have a handle on their therapy budget from start to finish. This program offers many facets that can be tailored to your child's needs. 

Please call 860-674-1824 or contact us if SPIRE may be right for you and your families needs. We will discuss pricing, policies and payment options further and come up with a solution that fits your needs and budget. We will also address and exhaust any potential insurance coverage options. 

CareCredit

CC-newlogo-webThe Talcott Center for Child Development, LLC is now part of the CareCredit network. CareCredit offers flexible payment plans to parents for healthcare services. Ask us about CareCredit and how we can work out a plan for your family. 

What is CareCredit?

CareCredit is a credit card exclusively for healthcare services. With CareCredit, you can get a No Interest* payment plan if paid in full within 6, 12, 18 or 24 months on purchases with your CareCredit card. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum monthly payments required. Care Credit is available to all qualified applicants.

*No Interest if Paid in Full Within 6, 12, 18 or 24 Months

On Purchases made with your CareCredit card. A minimum Purchase amount may be required for promotional plans longer than 6 months in duration. Interest will be charged to your account from the purchase date if the promotional balance, including optional charges, is not paid in full within 6, 12, 18 or 24 months or if you make a late payment. Minimum Monthly Payments Required. If promo and debt cancellation are not paid in full within 6, 12, 18 or 24 months, interest at 26.99% will be assessed from purchase date. If account goes 60 days past due, promo may be terminated early and accrued interest will be billed. As of 06/28/2010, Purchase APR 26.99; Penalty APR 29.99%. Minimum Interest $2. Subject to credit approval.

14.90% APR and Fixed Monthly Payments for 24, 36, 48 or 60 Months

On Purchases of $1000 or more on 24, 36 or 48 months and $2500 or more on 60 months with your CareCredit credit card. Accounts at Penalty APR ineligible for reduced APR. Fixed Minimum Monthly Payments Required. Penalty APR may apply if you make a late payment. 24 fixed monthly payments equal to 4.8439%, 36 fixed monthly payments equal to 3.4616%, 48 fixed monthly payments equal to 2.7780%, or 60 fixed monthly payments equal to 2.3737% required but interest will be assessed at reduced 14.90% APR if all minimum monthly payments on account, including debt cancellation, paid when due. If account goes 60 days past due, promo may be terminated early and standard account terms will apply. As of 06/28/2010, Purchase APR 26.99%; Penalty APR 29.99%. Minimum Interest $2. Subject to credit approval.

SPIRE & CareCredit - Making quality services affordable!

What's New at The Center?

New Social Skills Programs!
Learn More >

We are now in-network with Harvard Pilgrim. Learn More >

The Talcott Tale

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